Our Products

We’re passionate about creating products that cater to diverse needs and preferences. We continuously strive to improve our processes to ensure the efficient and effective delivery of our products and services.

Salary Advance

A short-term loan offered to individuals on a regular payroll, enabling them to fulfill their urgent requirements. This type of loan is typically utilised to cover unexpected expenses that arise due to insufficient funds toward the end of the month.

With our lending service provider Credigo, which ties up with corporate employers and offer a range of products to the employees through our customised platform. It is available only to the employees of the partnering companies and is offered on the basis of pre agreed terms of services with corporates. By providing Salary Advance, companies can reduce employee attrition and in-turn increase employee productivity.

Earned Wage Access (EWA)

EWA (Earned Wage Access) is a smart solution designed to help employees access their earned wages before payday. It provides a seamless way to manage immediate financial needs without disrupting monthly budgets. BRM Lease & Credit  Pvt. Ltd. offers loan amounts ranging from ₹500 to ₹50,000 with a tenure of up to 50 days. The process is fast and easy, with no login fees or hidden charges. Employees can enjoy instant salary access through our partner Lending Service Provider (LSP) app, ensuring financial flexibility and peace of mind. Our goal is to empower employees by offering a hassle-free experience to manage day-to-day expenses or emergency needs conveniently.

Personal Loans

A personal loan is an unsecured loan that helps you meet your current financial needs. We offer short- term personal loan products to young working professionals, via our partner Lending Service Provider – Credigo. It’s an easy and convenient process for our Personal Loan offerings with 24/7 customer support. We aim to build a long-lasting relationship with our customers and continuously help them to meet their financial needs when required.

BRM lease and credit offers loans upto Rs. 200,000 based on employees’ credit profile and repayment history with tenure varying from 3 to 36 months. The whole end-to-end process from onboarding users to disbursement takes less than 10 mins through the LSP App and the Loan amount is transferred directly to the bank account within a few hours.

Second Hand Car Loans

At BRM Lease & Credit Ltd, we understand that purchasing a second-hand car can be a significant investment. Whether you’re looking for a reliable vehicle for your daily commute or dreaming of owning your ideal car, we’re here to make it happen with our specialized second-hand car loan offerings.